NMLS #38072 (740) 314-5324
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Heath, OH · Licking County

Heath OH Home Loans

Heath sits against Newark. The file runs from Cherry Valley Road.

Buying or refinancing in Heath

Newer subdivisions and resale purchases.

Coverage includes Heath, Newark, south Licking. Files run from Newark Office at 2034 Cherry Valley Road.

USDA and down payment

Heath proper is rarely USDA. Adjacent townships can be.

Ohio buyers may stack OHFA assistance on FHA or conventional when income and purchase price fit the current program.

How a Heath file works

  1. Step 1

    Pre-approval with income, credit, and a number you can write to.

  2. Step 2

    Contract review the same day it hits the desk.

  3. Step 3

    Appraisal, title, and underwriting conditions in one queue.

  4. Step 4

    Clear to close on the date in the agreement. Call (740) 281-2902 if the date moves.

Newark Office

2034 Cherry Valley Road, Newark, OH 43055 · (740) 281-2902

Office details

Heath questions

Who originates mortgages in Heath?
The Polaris Home Funding team at Newark Office, 2034 Cherry Valley Road, Newark. Call (740) 281-2902.
What loan programs work in Heath?
FHA, conventional, VA, and — when the address maps — USDA. Ohio properties can add OHFA down payment assistance.
Can I get a USDA loan in Heath?
Heath proper is rarely USDA. Adjacent townships can be.
How fast can I get pre-approved?
Same day on a complete file. Send income, ID, and a target price. We issue a letter listing agents can use.
How do I apply for a Heath loan?
Start the official Encompass application or call (740) 281-2902. The file stays with this branch.

Start here

Start a Heath loan

Start the official application or call the branch if you need a file opened tonight.