NMLS #38072 (740) 314-5324
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Johnstown, OH · Licking County

Johnstown OH Mortgage Lender

North Licking files come to Cherry Valley Road.

Buying or refinancing in Johnstown

Village inventory and township acreage.

Coverage includes Johnstown and northern Licking. Files run from Newark Office at 2034 Cherry Valley Road.

USDA and down payment

Monroe and Liberty township parcels are often USDA.

Ohio buyers may stack OHFA assistance on FHA or conventional when income and purchase price fit the current program.

How a Johnstown file works

  1. Step 1

    Pre-approval with income, credit, and a number you can write to.

  2. Step 2

    Contract review the same day it hits the desk.

  3. Step 3

    Appraisal, title, and underwriting conditions in one queue.

  4. Step 4

    Clear to close on the date in the agreement. Call (740) 281-2902 if the date moves.

Newark Office

2034 Cherry Valley Road, Newark, OH 43055 · (740) 281-2902

Office details

Johnstown questions

Who originates mortgages in Johnstown?
The Polaris Home Funding team at Newark Office, 2034 Cherry Valley Road, Newark. Call (740) 281-2902.
What loan programs work in Johnstown?
FHA, conventional, VA, and — when the address maps — USDA. Ohio properties can add OHFA down payment assistance.
Can I get a USDA loan in Johnstown?
Monroe and Liberty township parcels are often USDA.
How fast can I get pre-approved?
Same day on a complete file. Send income, ID, and a target price. We issue a letter listing agents can use.
How do I apply for a Johnstown loan?
Start the official Encompass application or call (740) 281-2902. The file stays with this branch.

Start here

Start a Johnstown loan

Start the official application or call the branch if you need a file opened tonight.