Imperial, PA · Ohio Valley
Imperial PA Mortgage Lender
This branch is licensed in Pennsylvania. Imperial files run from Wintersville.
Buying or refinancing in Imperial
Findlay Township purchase files. Close date is the job.
Coverage includes Imperial, Findlay Township, Oakdale. Files run from Wintersville Office at 100 Fernwood Road #2.
USDA and down payment
Western Allegheny edges can still map USDA. Imperial proper often does not.
Programs we close here
3.5% down
FHA Loans
Flexible credit and a lower down payment. Built for first-time buyers and anyone who does not fit a conventional box.
0% down
USDA Loans
No-down-payment financing for eligible rural and small-town properties across the Ohio Valley, Licking County, and Tuscarawas County.
Veterans
VA Loans
Zero-down home loans for eligible veterans, active duty, and surviving spouses.
Strong credit
Conventional Loans
Competitive rates and flexible terms when credit and down payment are in good shape.
Investors
DSCR Investor Loans
Debt-service coverage loans underwritten to the property’s rent, not only W-2 income.
How a Imperial file works
Step 1
Pre-approval with income, credit, and a number you can write to.
Step 2
Contract review the same day it hits the desk.
Step 3
Appraisal, title, and underwriting conditions in one queue.
Step 4
Clear to close on the date in the agreement. Call (740) 314-5324 if the date moves.
Imperial questions
- Who originates mortgages in Imperial?
- The Polaris Home Funding team at Wintersville Office, 100 Fernwood Road #2, Wintersville. Call (740) 314-5324.
- What loan programs work in Imperial?
- FHA, conventional, VA, and — when the address maps — USDA. Ohio properties can add OHFA down payment assistance.
- Can I get a USDA loan in Imperial?
- Western Allegheny edges can still map USDA. Imperial proper often does not.
- How fast can I get pre-approved?
- Same day on a complete file. Send income, ID, and a target price. We issue a letter listing agents can use.
- How do I apply for a Imperial loan?
- Start the official Encompass application or call (740) 314-5324. The file stays with this branch.
Nearby markets
Start here
Start a Imperial loan
Start the official application or call the branch if you need a file opened tonight.