Weirton, WV · Ohio Valley
Weirton WV Home Loans
Weirton and Hancock County get the same Wintersville desk.
Buying or refinancing in Weirton
Nights, weekends, and a human on the contract date.
Coverage includes Weirton, Chester, Hancock County. Files run from Wintersville Office at 100 Fernwood Road #2.
USDA and down payment
Nearby Hancock County ground is often USDA.
Programs we close here
3.5% down
FHA Loans
Flexible credit and a lower down payment. Built for first-time buyers and anyone who does not fit a conventional box.
0% down
USDA Loans
No-down-payment financing for eligible rural and small-town properties across the Ohio Valley, Licking County, and Tuscarawas County.
Veterans
VA Loans
Zero-down home loans for eligible veterans, active duty, and surviving spouses.
Strong credit
Conventional Loans
Competitive rates and flexible terms when credit and down payment are in good shape.
Investors
DSCR Investor Loans
Debt-service coverage loans underwritten to the property’s rent, not only W-2 income.
How a Weirton file works
Step 1
Pre-approval with income, credit, and a number you can write to.
Step 2
Contract review the same day it hits the desk.
Step 3
Appraisal, title, and underwriting conditions in one queue.
Step 4
Clear to close on the date in the agreement. Call (740) 314-5324 if the date moves.
Weirton questions
- Who originates mortgages in Weirton?
- The Polaris Home Funding team at Wintersville Office, 100 Fernwood Road #2, Wintersville. Call (740) 314-5324.
- What loan programs work in Weirton?
- FHA, conventional, VA, and — when the address maps — USDA. Ohio properties can add OHFA down payment assistance.
- Can I get a USDA loan in Weirton?
- Nearby Hancock County ground is often USDA.
- How fast can I get pre-approved?
- Same day on a complete file. Send income, ID, and a target price. We issue a letter listing agents can use.
- How do I apply for a Weirton loan?
- Start the official Encompass application or call (740) 314-5324. The file stays with this branch.
Nearby markets
Start here
Start a Weirton loan
Start the official application or call the branch if you need a file opened tonight.